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Real Estate Law: Securing Property Transactions in Ontario
Residential Property Purchases & Sales
Mortgage Refinancing & Private Mortgages
Mortgage Refinancing & Private Mortgages
- Agreement Review & Strategic Negotiation: Expertly analyzing and negotiating both Agreements of Purchase and Sale (for buyers) and responding to Offers (for sellers), identifying crucial clauses, conditions, and protecting your interests in Toronto real estate.
- Thorough Due Diligence & Title Clearance: Meticulous investigation of property records, conducting title and off-title searches for buyers to ensure a clear title, and proactively resolving title issues or liens for sellers to prepare for property transfer.
- Efficient Mortgage & Financing Management: Handling all legal aspects of mortgage agreements for buyers and managing mortgage discharge for sellers, including lender liaisons and compliance to ensure smooth financial transitions.
- Meticulous Document Preparation & Exchange: Comprehensive drafting of all necessary legal documents for both buying and selling a home, including statements of adjustments, deeds, and declarations, for a legally sound property closing.
- Coordinated & Trouble-Free Closing Process: Seamless collaboration with all parties involved (real estate agents, lenders, other legal counsel) to manage the entire residential property closing efficiently and on-time for both buyers and sellers in the GTA.
- Risk Mitigation & Proactive Solutions: Our over 18 years of experience allows us to identify and address potential legal pitfalls, offering proactive strategies to safeguard your investment whether you are purchasing or selling a house or condo in Ontario.
Mortgage Refinancing & Private Mortgages
Mortgage Refinancing & Private Mortgages
Mortgage Refinancing & Private Mortgages
- Residential Mortgage Refinancing:
- Legal Expertise: Guiding homeowners through all legal aspects of mortgage renewals, mortgage transfers, and refinancing existing mortgages.
- Accessing Home Equity: Assisting you in utilizing your property's equity for renovations, investments, or other financial needs, ensuring all legal documentation is flawlessly handled.
- Debt Consolidation: Providing legal support when you choose to refinance your mortgage for debt consolidation, ensuring the process is seamless and secure.
- Private Mortgage Representation
- For Borrowers: We protect your interests by reviewing and negotiating private mortgage agreements, ensuring terms are fair, understood, and that you are fully aware of your obligations.
- For Lenders: We safeguard your investment by meticulously drafting and reviewing private mortgage documents, ensuring all security interests are properly registered and enforceable in Ontario real estate.
- Due Diligence: Conducting comprehensive due diligence to assess risks for both parties in private lending transactions.
- Title Transfers with Mortgages:
- Combined Transactions: Expertly handling property title transfers that involve existing or new mortgage financing, common in family transfers or changes in ownership structure.
Commercial Real Estate Transactions
Title Transfers & Estate Planning Real Estate
Title Transfers & Estate Planning Real Estate
- Commercial Property Purchases & Sales:
- Acquisition & Disposition: Comprehensive legal support for the buying and selling of commercial properties including office spaces, retail units, industrial sites, and multi-unit investment properties across Toronto, York, Durham, and Peel.
- Due Diligence: Meticulous review of environmental assessments, zoning bylaws, permits, and property specific regulations to mitigate risks during your commercial real estate transaction.
- Commercial Leasing (Landlords & Tenants):
- Lease Drafting & Negotiation: Expert preparation, review, and negotiation of commercial lease agreements, ensuring favourable terms and protecting the interests of both landlords and tenants.
- Lease Disputes: Providing strategic counsel and representation in resolving disputes related to commercial tenancy agreements and obligations.
- Commercial Real Estate Financing:
- Complex Financing Structures: Legal assistance with commercial mortgage financing, private lending, and other intricate financial arrangements crucial for large-scale commercial property investments.
- Security & Registration: Ensuring proper registration of security interests and compliance with all lending requirements.
- Property Development & Zoning:
- Land Development Legalities: Advising on legal aspects of property development, including zoning changes, land use planning, and navigating municipal approvals for commercial projects in Ontario.
Title Transfers & Estate Planning Real Estate
Title Transfers & Estate Planning Real Estate
Title Transfers & Estate Planning Real Estate
- Inter-Family Property Transfers:
- Legal Facilitation: Expertly handling the legal transfer of residential property titles between family members (e.g., parents to children, spouses) in Toronto, York, Durham, and Peel.
- Tax & Financial Advice: Advising on the potential tax implications (e.g., capital gains, land transfer tax exemptions) and financial considerations of inter-family property transfers in Ontario.
- Adding or Removing Names from Title:
- Ownership Changes: Assisting with modifications to property ownership records, such as adding a spouse, removing an ex-spouse after divorce, or changing co-owner structures.
- Joint Tenancy to Tenancy-in-Common: Providing legal services to sever a joint tenancy, allowing for more flexible estate planning and property disposition.
- Real Estate in Estate Administration:
- Estate Property Sales: Legally facilitating the sale of property as part of an estate, ensuring compliance with probate requirements and executor duties.
- Transfer to Beneficiaries: Guiding executors and beneficiaries through the process of legally transferring estate property to rightful heirs.
- Clearance Certificates: Assisting with necessary tax clearance certificates to ensure the smooth transfer of estate real estate.
- Gifts of Property & Survivorship Applications:
- Gifting Real Estate: Legal advice and execution for gifting real property, including understanding the tax and legal consequences.
- Survivorship Applications: Handling the legal process to remove a deceased joint tenant's name from title for surviving property owners.